You cannot choose out a joint IVA, however , you and the other person could possibly manage to consider out personal IVAs which might be related - they are referred to as ‘interlocking�?IVAs. Your insolvency practitioner can suggest you relating to this. 此外，欠債人於申請過程中所花的雜費，如影印費、刊登法律通告費、郵遞及車馬費等，則屬實報實銷。最後，欠債人亦須支付法庭收費，此乃劃一收... https://drp77776.atualblog.com/35774052/5-essential-elements-for-債務舒緩成功率-iva1-top