Federal Pension Advisor breaks down the 2025 Medicare IRMAA brackets in a clear, humanized way, helping retirees understand how income impacts Medicare premiums. This blog promotion guides federal employees in planning ahead, avoiding surprises, and optimizing their retirement income strategy for long-term financial confidence. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge